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Should We Stay Or Should We Go

DearJames,

We have two kids, and my husband wants to move our family out of state. I would love to move also but can’t seem to embrace the notion of leaving our good jobs here, which provides our family with health insurance for free, and looking for new jobs that offer affordable health insurance.

Although we have good paying jobs, we are priced out of the house buying market and have no choice but to rent. My husband feels, and I don’t disagree, that we work so hard but have nothing to show for it because the cost of living is so high where we live. So, should we stay or should we go?

Anonymous

Dear Should We Stay Or Should We Go,

All things are relative, or so the old adage goes.

What you, your husband, and family are facing is a reality for many. Costs of living soar while incomes remain stagnant, neutral, or barely increase. No doubt about it, it’s getting harder and harder to simply make ends meet, let alone live the American Dream.

Thus, to not only keep your head above water, but also thrive, it’s important to weigh the pros and cons of all major life decisions. Will this move, move us forward, set us back, or remain neutral, financially, spiritually, emotionally, etc.

While there is usually an innate desire to get ahead, have a better life, offer more to your children and family than perhaps you had growing up, the issue remains the same, what is in our highest and best, and have we examined the merits of the situation from every angle?

Sometimes a simple move across town or to a new neighborhood offers the same movement or release you need, or feel you need, without throwing the baby out with the bath water. Healthcare is a human necessity, just as food, water, shelter, clothing, education, and opportunity are; they all play a vital role in our sustenance, development, and overall wellbeing.

Something tells me you’re better off moving across town right now, then you are out of state. There are too many unknown factors at play here. The risks are high and the rewards are built on a gamble, not a sure bet.

If you’re dead set on relocating, do your absolute best to ensure you and your husband have confirmed equal or better employment with equal or better healthcare before you move. Research the cost of living in the places that are of interest to you, so you compare apples to apples, not apples to oranges.

And lastly, do not advance prematurely. Patience truly is a virtue, especially when it involves the wellbeing of your entire family. In time, you’ll make the right choice. Change for change’s sake is not advisable. Change based on reasoned facts, mitigated risk, inspiration, and opportunity, priceless. Allow perseverance and inner knowing to guide you. There’s gold in your future, lest it be fool’s gold.

Many continued blessings to you and your family.

DearJames®